1st National Bank Home Financing and Mortgage Loans
Whether you are looking to build, buy, or refinance your home, our team of mortgage specialists can help you on every step of your journey.
Ready to get started? Click the Apply Now button below.
PURCHASE
Your home purchase may be your largest financial transaction and our experienced mortgage banking team is here to make it a memorable and rewarding experience. Your mortgage banker and processing team keeps an eye on the details for you and helps with important decisions.
REFINANCE
Mortgage refinancing is a great option to get the maximum benefit possible on your home. The best time to think about refinancing is when you would like to lower your interest rate, cash out equity, eliminate PMI, or shorten your loan term.
CONSTRUCTION
Building your dream home? We have conventional loans requiring as little as 5% down and construction to permanent loan options. Rates are very low and interest is only during the construction period. Not sure of a builder? Ask your experienced loan officer for recommendations.
COMMUNITY COMMITMENT
1st National Bank has been a part of the community in Southwestern Ohio since the early eighteen hundreds. We are experts in the services, technology, and conveniences that make financing your home easy.
LENDING DIFFERENCES
LOW RATES & FEES
The Savings Will Surprise You
Our streamlined service and low margins translate to a competitive loan product for your new home.
PERSONAL SERVICE
Cell Phone Numbers From Day One
Our experienced mortgage specialists make the home process convenient, quick, and simple.
LOCAL UNDERWRITING
Flexibility You Won't Find Elsewhere
Our team of in-house loan processors are easily accessible and provides a rapid turnaround time.
QUICK CLOSE
Close Your Loan Fast & Start Packing
In the competitive buying market, a quick close can make your offer stand out against multiple offers.
TESTIMONIALS
"I’ve been a 1st National mortgage customer for years and recently refinanced with you again. I want you to know that I chose to continue to do business with 1st National because my lending representative, Jerry Rowley, provides great service and makes it easy to work with your bank. " -Ryan
LOCATIONS
ADMINISTRATION BUILDING
1000 EAST MAIN STREET
Lebanon, Ohio 45036
T 513-932-3221 E mortgages@bankwith1st.com
MASON LENDING HUB
7451 MASON-MONTGOMERY ROAD
Mason, Ohio 45040
T 513-770-3221 E mortgages@bankwith1st.com