1st National Bank’s mortgage rate lock offers the ability to lock in your mortgage rate now, even if you haven’t found your new home. If rates go down, we can offer a one time float down to the lower rate!
The best time to lock in your home loan rate is now. We encourage you to get pre-approved as soon as possible due to the changing market.
1st National Bank offers rate locks for 30/60/90 days, and even more on a case by case basis. Get started and let us know what you are looking for on your application.
1st National Bank can offer rate locks as soon as the initial application process. We encourage you to submit your loan application early and request your rate lock immediately.
Once a rate lock is assigned, you can shop with out the stress of rising interest rates. You sleep easy knowing your rate is set for the period of time.
We can’t tell you want to do, but rates are rising rapidly.
If you don't lock in a rate now, you may face higher rates.