MISSION STATEMENT
1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available so that you can Bank Your Best.
WHAT PEOPLE ARE SAYING
"I’ve been a 1st National mortgage customer for years and recently refinanced with you again. I want you to know that I chose to continue to do business with 1st National because my lending representative, Jerry Rowley, provides great service and makes it easy to work with your bank. " -Ryan
WE DO MORE THAN JUST MORTGAGE LENDING
Personal Banking
Bank Your Best means providing services to bank safer and smarter. Among our many checking and savings accounts, the Secure Checking Account provides accidental death and dismemberment insurance, identity theft reimbursement, and additional benefits for a low monthly service charge.
Want an extra $50?
Open a new Checking Account, set up reoccurring payments for your loan, and we will credit your account $50 dollars!
Business Banking
Simple Business Checking
We’ve made banking simple. Perfect for small businesses with low monthly check writing and deposit activity. Created for straightforward banking needs.
Business Interest Checking Account
Available for non-incorporated businesses and sole proprietors eligible for interest-bearing transaction accounts. Let your money work for you and earn interest until you use it.
Auto & Personal Vehicle Lending
1st National Bank offers a full range of lending services to its clients, including consumer, home, home equity, business, and commercial loans. Our Personal Loans offer financing with flexible terms at competitive rates for Auto, Boat, and other secured personal loans. We can customize a loan to fit your specific need.
Commerical Lending
Businesses of any size can choose from a wide array of financing options to help achieve their goals. In addition, streamlined and competitive rates help make financing with 1st National Bank a smart financial move. Our Business Lending Programs include the purchase and refinance of real estate, construction loans, equipment, lines of credit, and more.
Long Term Planning
We strive to understand your feelings and philosophy about saving, investing, and utilizing your money. If for retirement, college funding, generational transfer, or charitable goals, we will work with you to build an asset management plan that keeps your goals as the top priority but also considers fee structure, tax ramifications, policy changes, and more that could affect your portfolio over the long run.
No minimum asset size or initial consultation fee for all mortgage clients!
Enough about us, get started on your mortgage application now.